Median home value in zip code 95355 (Modesto, CA) is $486,348, down 1.1% year over year. Part of the Modesto, CA metropolitan area.

Home Value$486,348

YoY Change

-1.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95355 (Modesto).

Income (annual)

Down Payment

$97,270 on $486,348

Example: $75,000 household income. Change it above to see your own.

Out of reach46.4% of income

Need $124,157/yr to afford.

PITI$2,897

P/I46.4%

Afford$294K

Gap-$193K

P&I $2,459Tax $288Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95355 is part of the Modesto, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Modesto, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.