Median home value in zip code 95386 (Waterford, CA) is $425K, up 0.6% year over year. Part of the Modesto, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Modesto, CA metro →

Home Value$424,509

YoY Change

+0.6%

AFFORDABILITY

Enter your income for 95386 (Waterford).

Income (annual)

Down Payment

$84,902 on $424,509

Out of reach — 40.8% of income

Need $109,200/yr to afford.

PITI$2,548

P/I40.8%

Afford$292K

Gap-$133K

P&I $2,147Tax $251Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

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Metro Analysis

95386 is part of the Modesto, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Modesto, CA analysis

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