Median home value in zip code 95391 (Tracy, CA) is $923K, down 8.6% year over year. Part of the Stockton, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Stockton, CA metro →

Home Value$922,929

YoY Change

-8.6%

AFFORDABILITY

Enter your income for 95391 (Tracy).

Income (annual)

Down Payment

$184,586 on $922,929

Out of reach — 85.8% of income

Need $229,843/yr to afford.

PITI$5,363

P/I85.8%

Afford$301K

Gap-$622K

P&I $4,667Tax $546Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95391 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Stockton, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free