Median home value in zip code 95391 (Tracy, CA) is $922,929, down 8.6% year over year. Part of the Stockton, CA metropolitan area.

Home Value$922,929

YoY Change

-8.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95391 (Tracy).

Income (annual)

Down Payment

$184,586 on $922,929

Example: $75,000 household income. Change it above to see your own.

Out of reach85.8% of income

Need $229,843/yr to afford.

PITI$5,363

P/I85.8%

Afford$301K

Gap-$622K

P&I $4,667Tax $546Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95391 is part of the Stockton, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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