Median home value in zip code 95401 (Santa Rosa, CA) is $645K, down 3.6% year over year. Part of the Santa Rosa-Petaluma, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Santa Rosa-Petaluma, CA metro →
Home Value$644,792
YoY Change
-3.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95401 (Santa Rosa).
$128,958 on $644,792
Out of reach — 60.7% of income
Need $162,514/yr to afford.
PITI$3,792
P/I60.7%
Afford$298K
Gap-$347K
P&I $3,260Tax $382Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95401 is part of the Santa Rosa-Petaluma, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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