Median home value in zip code 95423 (Clearlake Oaks, CA) is $255,548, down 4.4% year over year. Part of the Clearlake, CA metropolitan area.

Home Value$255,548

YoY Change

-4.4%

Prices falling — better for buyers.

Affordability

Enter your income for 95423 (Clearlake Oaks).

Income (annual)

Down Payment

$51,110 on $255,548

Example: $75,000 household income. Change it above to see your own.

Affordable25.5% of income

Under the 28% guideline.

PITI$1,593

P/I25.5%

Afford$281K

Room+$25K

P&I $1,292Tax $151Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95423 is part of the Clearlake, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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