Median home value in zip code 95428 (Covelo, CA) is $261,099, down 5.8% year over year. Part of the Ukiah, CA metropolitan area.

Home Value$261,099

YoY Change

-5.8%

Prices falling — better for buyers.

Affordability

Enter your income for 95428 (Covelo).

Income (annual)

Down Payment

$52,220 on $261,099

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,625

P/I26%

Afford$281K

Room+$20K

P&I $1,320Tax $154Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95428 is part of the Ukiah, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ukiah, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.