Median home value in zip code 95443 (Lucerne, CA) is $270,802, up 0.5% year over year. Part of the Clearlake, CA metropolitan area.

Home Value$270,802

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 95443 (Lucerne).

Income (annual)

Down Payment

$54,160 on $270,802

Example: $75,000 household income. Change it above to see your own.

Affordable26.9% of income

Under the 28% guideline.

PITI$1,680

P/I26.9%

Afford$282K

Room+$11K

P&I $1,369Tax $160Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95443 is part of the Clearlake, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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