Median home value in zip code 95457 (Lower Lake, CA) is $369,012, down 4.1% year over year. Part of the Clearlake, CA metropolitan area.

Home Value$369,012

YoY Change

-4.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95457 (Lower Lake).

Income (annual)

Down Payment

$73,802 on $369,012

Example: $75,000 household income. Change it above to see your own.

Stretch35.7% of income

Above 28% but manageable with cuts.

PITI$2,234

P/I35.7%

Afford$289K

Gap-$80K

P&I $1,866Tax $218Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95457 is part of the Clearlake, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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