Median home value in zip code 95458 (Lucerne, CA) is $234,830, down 7.3% year over year. Part of the Clearlake, CA metropolitan area.

Home Value$234,830

YoY Change

-7.3%

Prices falling — better for buyers.

Affordability

Enter your income for 95458 (Lucerne).

Income (annual)

Down Payment

$46,966 on $234,830

Example: $75,000 household income. Change it above to see your own.

Affordable23.6% of income

Under the 28% guideline.

PITI$1,476

P/I23.6%

Afford$278K

Room+$44K

P&I $1,187Tax $139Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95458 is part of the Clearlake, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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