Median home value in zip code 95461 (Middletown, CA) is $312K, down 5.4% year over year. Part of the Clearlake, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Clearlake, CA metro →

Home Value$312,165

YoY Change

-5.4%

AFFORDABILITY

Enter your income for 95461 (Middletown).

Income (annual)

Down Payment

$62,433 on $312,165

Stretch — 30.6% of income

Above 28% but manageable with cuts.

PITI$1,913

P/I30.6%

Afford$286K

Gap-$27K

P&I $1,578Tax $185Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95461 is part of the Clearlake, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Clearlake, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free