Median home value in zip code 95464 (Upper Lake, CA) is $227,000, down 4.9% year over year. Part of the Clearlake, CA metropolitan area.

Home Value$227,000

YoY Change

-4.9%

Prices falling — better for buyers.

Affordability

Enter your income for 95464 (Upper Lake).

Income (annual)

Down Payment

$45,400 on $227,000

Example: $75,000 household income. Change it above to see your own.

Affordable22.9% of income

Under the 28% guideline.

PITI$1,432

P/I22.9%

Afford$277K

Room+$50K

P&I $1,148Tax $134Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95464 is part of the Clearlake, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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