Median home value in zip code 95521 (Arcata, CA) is $490K, down 4.6% year over year. Part of the Eureka-Arcata, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Eureka-Arcata, CA metro →
Home Value$490,153
YoY Change
-4.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95521 (Arcata).
$98,031 on $490,153
Out of reach — 46.7% of income
Need $125,057/yr to afford.
PITI$2,918
P/I46.7%
Afford$294K
Gap-$196K
P&I $2,478Tax $290Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95521 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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