Median home value in zip code 95536 (Ferndale, CA) is $514K, down 3.7% year over year. Part of the Eureka-Arcata, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Eureka-Arcata, CA metro →
Home Value$514,438
YoY Change
-3.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95536 (Ferndale).
$102,888 on $514,438
Out of reach — 48.9% of income
Need $130,971/yr to afford.
PITI$3,056
P/I48.9%
Afford$295K
Gap-$220K
P&I $2,601Tax $304Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95536 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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