Median home value in zip code 95540 (Fortuna, CA) is $418K, down 3.2% year over year. Part of the Eureka-Arcata, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Eureka-Arcata, CA metro →
Home Value$417,736
YoY Change
-3.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95540 (Fortuna).
$83,547 on $417,736
Out of reach — 40.1% of income
Need $107,529/yr to afford.
PITI$2,509
P/I40.1%
Afford$291K
Gap-$126K
P&I $2,112Tax $247Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95540 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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