Median home value in zip code 95540 (Fortuna, CA) is $417,736, down 3.2% year over year. Part of the Eureka-Arcata, CA metropolitan area.

Home Value$417,736

YoY Change

-3.2%

Prices falling — better for buyers.

Affordability

Enter your income for 95540 (Fortuna).

Income (annual)

Down Payment

$83,547 on $417,736

Example: $75,000 household income. Change it above to see your own.

Out of reach40.1% of income

Need $107,529/yr to afford.

PITI$2,509

P/I40.1%

Afford$291K

Gap-$126K

P&I $2,112Tax $247Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95540 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eureka-Arcata, CA analysis

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