Zip Code

95540

Fortuna, CAEureka-Arcata, CA

Median home value in zip code 95540 (Fortuna, CA) is $418K, down 3.2% year over year. Part of the Eureka-Arcata, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Eureka-Arcata, CA metro →

Home Value$417,736
YoY Change
-3.2%
AFFORDABILITY

Enter your income for 95540 (Fortuna).

$83,547 on $417,736
Out of reach — 40.1% of income

Need $107,529/yr to afford.

PITI$2,509
P/I40.1%
Afford$291K
Gap-$126K
P&I $2,112Tax $247Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95540 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eureka-Arcata, CA analysis
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95540 (Fortuna, CA) Housing Market | CrashWatch