Median home value in zip code 95551 (Eureka, CA) is $443,744, down 3.5% year over year. Part of the Eureka-Arcata, CA metropolitan area.

Home Value$443,744

YoY Change

-3.5%

Prices falling — better for buyers.

Affordability

Enter your income for 95551 (Eureka).

Income (annual)

Down Payment

$88,749 on $443,744

Example: $75,000 household income. Change it above to see your own.

Out of reach42.5% of income

Need $113,829/yr to afford.

PITI$2,656

P/I42.5%

Afford$292K

Gap-$151K

P&I $2,244Tax $263Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95551 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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