Median home value in zip code 95562 (Scotia, CA) is $305K, down 6.1% year over year. Part of the Eureka-Arcata, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Eureka-Arcata, CA metro →

Home Value$305,190

YoY Change

-6.1%

AFFORDABILITY

Enter your income for 95562 (Scotia).

Income (annual)

Down Payment

$61,038 on $305,190

Stretch — 30% of income

Above 28% but manageable with cuts.

PITI$1,874

P/I30%

Afford$285K

Gap-$20K

P&I $1,543Tax $181Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

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Metro Analysis

95562 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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