Median home value in zip code 95562 (Scotia, CA) is $305K, down 6.1% year over year. Part of the Eureka-Arcata, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Eureka-Arcata, CA metro →
Home Value$305,190
YoY Change
-6.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95562 (Scotia).
$61,038 on $305,190
Stretch — 30% of income
Above 28% but manageable with cuts.
PITI$1,874
P/I30%
Afford$285K
Gap-$20K
P&I $1,543Tax $181Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95562 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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