Median home value in zip code 95589 (Whitethorn, CA) is $371,408, down 8.6% year over year. Part of the Eureka-Arcata, CA metropolitan area.

Home Value$371,408

YoY Change

-8.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95589 (Whitethorn).

Income (annual)

Down Payment

$74,282 on $371,408

Example: $75,000 household income. Change it above to see your own.

Stretch36% of income

Above 28% but manageable with cuts.

PITI$2,248

P/I36%

Afford$289K

Gap-$82K

P&I $1,878Tax $220Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95589 is part of the Eureka-Arcata, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Eureka-Arcata, CA analysis

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