Median home value in zip code 95607 (Capay, CA) is $730,048, down 2.8% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$730,048

YoY Change

-2.8%

Prices falling — better for buyers.

Affordability

Enter your income for 95607 (Capay).

Income (annual)

Down Payment

$146,010 on $730,048

Example: $75,000 household income. Change it above to see your own.

Out of reach69% of income

Need $184,714/yr to afford.

PITI$4,310

P/I69%

Afford$296K

Gap-$434K

P&I $3,692Tax $468Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95607 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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