Median home value in zip code 95608 (Carmichael, CA) is $563,953, down 1.5% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$563,953

YoY Change

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for 95608 (Carmichael).

Income (annual)

Down Payment

$112,791 on $563,953

Example: $75,000 household income. Change it above to see your own.

Out of reach53.8% of income

Need $144,171/yr to afford.

PITI$3,364

P/I53.8%

Afford$293K

Gap-$271K

P&I $2,852Tax $362Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95608 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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