Median home value in zip code 95610 (Citrus Heights, CA) is $501,476, down 1.8% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$501,476

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 95610 (Citrus Heights).

Income (annual)

Down Payment

$100,295 on $501,476

Example: $75,000 household income. Change it above to see your own.

Out of reach48.1% of income

Need $128,914/yr to afford.

PITI$3,008

P/I48.1%

Afford$292K

Gap-$210K

P&I $2,536Tax $322Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95610 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.