Median home value in zip code 95621 (Citrus Heights, CA) is $447,231, down 2.6% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$447,231

YoY Change

-2.6%

Prices falling — better for buyers.

Affordability

Enter your income for 95621 (Citrus Heights).

Income (annual)

Down Payment

$89,446 on $447,231

Example: $75,000 household income. Change it above to see your own.

Out of reach43.2% of income

Need $115,629/yr to afford.

PITI$2,698

P/I43.2%

Afford$290K

Gap-$157K

P&I $2,261Tax $287Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95621 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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