Median home value in zip code 95623 (El Dorado, CA) is $549,287, down 0.9% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$549,287

YoY Change

-0.9%

Prices falling — better for buyers.

Affordability

Enter your income for 95623 (El Dorado).

Income (annual)

Down Payment

$109,857 on $549,287

Example: $75,000 household income. Change it above to see your own.

Out of reach52.5% of income

Need $140,571/yr to afford.

PITI$3,280

P/I52.5%

Afford$293K

Gap-$256K

P&I $2,777Tax $352Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95623 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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