Median home value in zip code 95628 (Fair Oaks, CA) is $607,786, down 1.7% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$607,786

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95628 (Fair Oaks).

Income (annual)

Down Payment

$121,557 on $607,786

Example: $75,000 household income. Change it above to see your own.

Out of reach57.8% of income

Need $154,843/yr to afford.

PITI$3,613

P/I57.8%

Afford$294K

Gap-$313K

P&I $3,073Tax $390Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95628 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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