Zip Code

95628

Fair Oaks, CASacramento-Roseville-Folsom, CA

Median home value in zip code 95628 (Fair Oaks, CA) is $608K, down 1.7% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →

Home Value$607,786
YoY Change
-1.7%
AFFORDABILITY

Enter your income for 95628 (Fair Oaks).

$121,557 on $607,786
Out of reach — 57.8% of income

Need $154,843/yr to afford.

PITI$3,613
P/I57.8%
Afford$294K
Gap-$313K
P&I $3,073Tax $390Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95628 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis
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95628 (Fair Oaks, CA) Housing Market | CrashWatch