Median home value in zip code 95648 (Lincoln, CA) is $636,989, down 1.7% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$636,989

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95648 (Lincoln).

Income (annual)

Down Payment

$127,398 on $636,989

Example: $75,000 household income. Change it above to see your own.

Out of reach60.5% of income

Need $162,000/yr to afford.

PITI$3,780

P/I60.5%

Afford$295K

Gap-$342K

P&I $3,221Tax $409Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95648 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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