Median home value in zip code 95651 (Lotus, CA) is $576,920, down 4.5% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$576,920

YoY Change

-4.5%

Prices falling — better for buyers.

Affordability

Enter your income for 95651 (Lotus).

Income (annual)

Down Payment

$115,384 on $576,920

Example: $75,000 household income. Change it above to see your own.

Out of reach55% of income

Need $147,300/yr to afford.

PITI$3,437

P/I55%

Afford$294K

Gap-$283K

P&I $2,917Tax $370Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95651 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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