Median home value in zip code 95653 (Madison, CA) is $366,453, up 2.0% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$366,453

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 95653 (Madison).

Income (annual)

Down Payment

$73,291 on $366,453

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,238

P/I35.8%

Afford$287K

Gap-$80K

P&I $1,853Tax $235Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95653 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis

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