Median home value in zip code 95684 (Somerset, CA) is $448,217, down 4.1% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$448,217

YoY Change

-4.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95684 (Somerset).

Income (annual)

Down Payment

$89,643 on $448,217

Example: $75,000 household income. Change it above to see your own.

Out of reach43.3% of income

Need $115,886/yr to afford.

PITI$2,704

P/I43.3%

Afford$290K

Gap-$158K

P&I $2,266Tax $288Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95684 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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