Zip Code

95746

Granite Bay, CASacramento-Roseville-Folsom, CA

Median home value in zip code 95746 (Granite Bay, CA) is $1129K, up 1.4% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →

Home Value$1,128,832
YoY Change
+1.4%
AFFORDABILITY

Enter your income for 95746 (Granite Bay).

$225,766 on $1,128,832
Out of reach — 105.3% of income

Need $282,086/yr to afford.

PITI$6,582
P/I105.3%
Afford$300K
Gap-$829K
P&I $5,708Tax $724Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95746 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis
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95746 (Granite Bay, CA) Housing Market | CrashWatch