Median home value in zip code 95746 (Granite Bay, CA) is $1,128,832, up 1.4% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$1,128,832

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 95746 (Granite Bay).

Income (annual)

Down Payment

$225,766 on $1,128,832

Example: $75,000 household income. Change it above to see your own.

Out of reach105.3% of income

Need $282,086/yr to afford.

PITI$6,582

P/I105.3%

Afford$300K

Gap-$829K

P&I $5,708Tax $724Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95746 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.