Median home value in zip code 95814 (Sacramento, CA) is $539K, down 4.5% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →
Home Value$539,367
YoY Change
-4.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95814 (Sacramento).
$107,873 on $539,367
Out of reach — 51.6% of income
Need $138,129/yr to afford.
PITI$3,223
P/I51.6%
Afford$293K
Gap-$247K
P&I $2,727Tax $346Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95814 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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