Median home value in zip code 95814 (Sacramento, CA) is $539,367, down 4.5% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$539,367

YoY Change

-4.5%

Prices falling — better for buyers.

Affordability

Enter your income for 95814 (Sacramento).

Income (annual)

Down Payment

$107,873 on $539,367

Example: $75,000 household income. Change it above to see your own.

Out of reach51.6% of income

Need $138,129/yr to afford.

PITI$3,223

P/I51.6%

Afford$293K

Gap-$247K

P&I $2,727Tax $346Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95814 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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