Median home value in zip code 95815 (Sacramento, CA) is $354,810, down 2.3% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$354,810

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 95815 (Sacramento).

Income (annual)

Down Payment

$70,962 on $354,810

Example: $75,000 household income. Change it above to see your own.

Stretch34.8% of income

Above 28% but manageable with cuts.

PITI$2,172

P/I34.8%

Afford$286K

Gap-$69K

P&I $1,794Tax $228Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95815 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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