Median home value in zip code 95816 (Sacramento, CA) is $694K, down 2.3% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →
Home Value$693,726
YoY Change
-2.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95816 (Sacramento).
$138,745 on $693,726
Out of reach — 65.6% of income
Need $175,843/yr to afford.
PITI$4,103
P/I65.6%
Afford$296K
Gap-$398K
P&I $3,508Tax $445Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95816 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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