Zip Code

95816

Sacramento, CASacramento-Roseville-Folsom, CA

Median home value in zip code 95816 (Sacramento, CA) is $694K, down 2.3% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →

Home Value$693,726
YoY Change
-2.3%
AFFORDABILITY

Enter your income for 95816 (Sacramento).

$138,745 on $693,726
Out of reach — 65.6% of income

Need $175,843/yr to afford.

PITI$4,103
P/I65.6%
Afford$296K
Gap-$398K
P&I $3,508Tax $445Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95816 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis
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95816 (Sacramento, CA) Housing Market | CrashWatch