Median home value in zip code 95818 (Sacramento, CA) is $696,976, down 0.7% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$696,976

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95818 (Sacramento).

Income (annual)

Down Payment

$139,395 on $696,976

Example: $75,000 household income. Change it above to see your own.

Out of reach66% of income

Need $176,657/yr to afford.

PITI$4,122

P/I66%

Afford$296K

Gap-$401K

P&I $3,524Tax $447Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95818 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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