Median home value in zip code 95820 (Sacramento, CA) is $397K, down 2.9% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →
Home Value$397,415
YoY Change
-2.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95820 (Sacramento).
$79,483 on $397,415
Out of reach — 38.6% of income
Need $103,500/yr to afford.
PITI$2,415
P/I38.6%
Afford$288K
Gap-$109K
P&I $2,010Tax $255Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95820 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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