Median home value in zip code 95820 (Sacramento, CA) is $397,415, down 2.9% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$397,415

YoY Change

-2.9%

Prices falling — better for buyers.

Affordability

Enter your income for 95820 (Sacramento).

Income (annual)

Down Payment

$79,483 on $397,415

Example: $75,000 household income. Change it above to see your own.

Out of reach38.6% of income

Need $103,500/yr to afford.

PITI$2,415

P/I38.6%

Afford$288K

Gap-$109K

P&I $2,010Tax $255Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95820 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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