Median home value in zip code 95821 (Sacramento, CA) is $488K, down 2.1% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →
Home Value$488,087
YoY Change
-2.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95821 (Sacramento).
$97,617 on $488,087
Out of reach — 46.9% of income
Need $125,614/yr to afford.
PITI$2,931
P/I46.9%
Afford$291K
Gap-$197K
P&I $2,468Tax $313Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95821 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Sacramento-Roseville-Folsom, CA analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free