Median home value in zip code 95821 (Sacramento, CA) is $488,087, down 2.1% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$488,087

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95821 (Sacramento).

Income (annual)

Down Payment

$97,617 on $488,087

Example: $75,000 household income. Change it above to see your own.

Out of reach46.9% of income

Need $125,614/yr to afford.

PITI$2,931

P/I46.9%

Afford$291K

Gap-$197K

P&I $2,468Tax $313Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95821 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.