Median home value in zip code 95822 (Sacramento, CA) is $428,518, down 3.7% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$428,518

YoY Change

-3.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95822 (Sacramento).

Income (annual)

Down Payment

$85,704 on $428,518

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,086/yr to afford.

PITI$2,592

P/I41.5%

Afford$289K

Gap-$139K

P&I $2,167Tax $275Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95822 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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