Median home value in zip code 95823 (Sacramento, CA) is $421,423, down 2.7% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$421,423

YoY Change

-2.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95823 (Sacramento).

Income (annual)

Down Payment

$84,285 on $421,423

Example: $75,000 household income. Change it above to see your own.

Out of reach40.8% of income

Need $109,329/yr to afford.

PITI$2,551

P/I40.8%

Afford$289K

Gap-$132K

P&I $2,131Tax $270Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95823 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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