Median home value in zip code 95824 (Sacramento, CA) is $362,311, down 3.1% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$362,311

YoY Change

-3.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95824 (Sacramento).

Income (annual)

Down Payment

$72,462 on $362,311

Example: $75,000 household income. Change it above to see your own.

Stretch35.4% of income

Above 28% but manageable with cuts.

PITI$2,215

P/I35.4%

Afford$286K

Gap-$76K

P&I $1,832Tax $232Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95824 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.