Median home value in zip code 95831 (Sacramento, CA) is $621,276, down 1.0% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$621,276

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 95831 (Sacramento).

Income (annual)

Down Payment

$124,255 on $621,276

Example: $75,000 household income. Change it above to see your own.

Out of reach59% of income

Need $158,143/yr to afford.

PITI$3,690

P/I59%

Afford$295K

Gap-$327K

P&I $3,142Tax $399Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95831 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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