Median home value in zip code 95831 (Sacramento, CA) is $621K, down 1.0% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →
Home Value$621,276
YoY Change
-1.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95831 (Sacramento).
$124,255 on $621,276
Out of reach — 59% of income
Need $158,143/yr to afford.
PITI$3,690
P/I59%
Afford$295K
Gap-$327K
P&I $3,142Tax $399Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95831 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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