Median home value in zip code 95842 (Sacramento, CA) is $417,123, down 2.3% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.

Home Value$417,123

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 95842 (Sacramento).

Income (annual)

Down Payment

$83,425 on $417,123

Example: $75,000 household income. Change it above to see your own.

Out of reach40.4% of income

Need $108,300/yr to afford.

PITI$2,527

P/I40.4%

Afford$289K

Gap-$128K

P&I $2,109Tax $268Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95842 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sacramento-Roseville-Folsom, CA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.