Median home value in zip code 95864 (Sacramento, CA) is $731K, up 1.1% year over year. Part of the Sacramento-Roseville-Folsom, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Sacramento-Roseville-Folsom, CA metro →
Home Value$731,232
YoY Change
+1.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95864 (Sacramento).
$146,246 on $731,232
Out of reach — 69.1% of income
Need $185,014/yr to afford.
PITI$4,317
P/I69.1%
Afford$296K
Gap-$435K
P&I $3,698Tax $469Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95864 is part of the Sacramento-Roseville-Folsom, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Sacramento-Roseville-Folsom, CA analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free