Zip Code

95928

Chico, CAChico, CA

Median home value in zip code 95928 (Chico, CA) is $457K, up 0.5% year over year. Part of the Chico, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chico, CA metro →

Home Value$457,316
YoY Change
+0.5%
AFFORDABILITY

Enter your income for 95928 (Chico).

$91,463 on $457,316
Out of reach — 43.7% of income

Need $117,129/yr to afford.

PITI$2,733
P/I43.7%
Afford$293K
Gap-$164K
P&I $2,312Tax $271Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95928 is part of the Chico, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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95928 (Chico, CA) Housing Market | CrashWatch