Zip Code

95938

Durham, CAChico, CA

Median home value in zip code 95938 (Durham, CA) is $586K, up 0.2% year over year. Part of the Chico, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chico, CA metro →

Home Value$586,289
YoY Change
+0.2%
AFFORDABILITY

Enter your income for 95938 (Durham).

$117,258 on $586,289
Out of reach — 55.4% of income

Need $148,329/yr to afford.

PITI$3,461
P/I55.4%
Afford$296K
Gap-$290K
P&I $2,965Tax $347Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95938 is part of the Chico, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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95938 (Durham, CA) Housing Market | CrashWatch