Median home value in zip code 95945 (Grass Valley, CA) is $470,481, down 1.7% year over year. Part of the Truckee-Grass Valley, CA metropolitan area.

Home Value$470,481

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95945 (Grass Valley).

Income (annual)

Down Payment

$94,096 on $470,481

Example: $75,000 household income. Change it above to see your own.

Out of reach44.9% of income

Need $120,300/yr to afford.

PITI$2,807

P/I44.9%

Afford$293K

Gap-$177K

P&I $2,379Tax $278Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95945 is part of the Truckee-Grass Valley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Truckee-Grass Valley, CA analysis

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