Median home value in zip code 95946 (Penn Valley, CA) is $506,960, down 1.7% year over year. Part of the Truckee-Grass Valley, CA metropolitan area.

Home Value$506,960

YoY Change

-1.7%

Prices falling — better for buyers.

Affordability

Enter your income for 95946 (Penn Valley).

Income (annual)

Down Payment

$101,392 on $506,960

Example: $75,000 household income. Change it above to see your own.

Out of reach48.2% of income

Need $129,129/yr to afford.

PITI$3,013

P/I48.2%

Afford$294K

Gap-$213K

P&I $2,563Tax $300Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95946 is part of the Truckee-Grass Valley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Truckee-Grass Valley, CA analysis

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