Median home value in zip code 95946 (Penn Valley, CA) is $507K, down 1.7% year over year. Part of the Truckee-Grass Valley, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Truckee-Grass Valley, CA metro →
Home Value$506,960
YoY Change
-1.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95946 (Penn Valley).
$101,392 on $506,960
Out of reach — 48.2% of income
Need $129,129/yr to afford.
PITI$3,013
P/I48.2%
Afford$294K
Gap-$213K
P&I $2,563Tax $300Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95946 is part of the Truckee-Grass Valley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Truckee-Grass Valley, CA analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free