Zip Code

95946

Penn Valley, CATruckee-Grass Valley, CA

Median home value in zip code 95946 (Penn Valley, CA) is $507K, down 1.7% year over year. Part of the Truckee-Grass Valley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Truckee-Grass Valley, CA metro →

Home Value$506,960
YoY Change
-1.7%
AFFORDABILITY

Enter your income for 95946 (Penn Valley).

$101,392 on $506,960
Out of reach — 48.2% of income

Need $129,129/yr to afford.

PITI$3,013
P/I48.2%
Afford$294K
Gap-$213K
P&I $2,563Tax $300Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95946 is part of the Truckee-Grass Valley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Truckee-Grass Valley, CA analysis
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