Median home value in zip code 95948 (Gridley, CA) is $346,107, up 3.0% year over year. Part of the Chico, CA metropolitan area.

Home Value$346,107

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 95948 (Gridley).

Income (annual)

Down Payment

$69,221 on $346,107

Example: $75,000 household income. Change it above to see your own.

Stretch33.7% of income

Above 28% but manageable with cuts.

PITI$2,105

P/I33.7%

Afford$288K

Gap-$58K

P&I $1,750Tax $205Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95948 is part of the Chico, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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