Zip Code

95954

Magalia, CAChico, CA

Median home value in zip code 95954 (Magalia, CA) is $269K, down 3.2% year over year. Part of the Chico, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chico, CA metro →

Home Value$269,224
YoY Change
-3.2%
AFFORDABILITY

Enter your income for 95954 (Magalia).

$53,845 on $269,224
Affordable — 26.7% of income

Under the 28% guideline.

PITI$1,671
P/I26.7%
Afford$282K
Room+$13K
P&I $1,361Tax $159Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95954 is part of the Chico, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chico, CA analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free