Median home value in zip code 95954 (Magalia, CA) is $269,224, down 3.2% year over year. Part of the Chico, CA metropolitan area.

Home Value$269,224

YoY Change

-3.2%

Prices falling — better for buyers.

Affordability

Enter your income for 95954 (Magalia).

Income (annual)

Down Payment

$53,845 on $269,224

Example: $75,000 household income. Change it above to see your own.

Affordable26.7% of income

Under the 28% guideline.

PITI$1,671

P/I26.7%

Afford$282K

Room+$13K

P&I $1,361Tax $159Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95954 is part of the Chico, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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