Median home value in zip code 95977 (Smartsville, CA) is $441K, down 5.1% year over year. Part of the Truckee-Grass Valley, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Truckee-Grass Valley, CA metro →
Home Value$440,634
YoY Change
-5.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95977 (Smartsville).
$88,127 on $440,634
Out of reach — 42.2% of income
Need $113,100/yr to afford.
PITI$2,639
P/I42.2%
Afford$292K
Gap-$148K
P&I $2,228Tax $261Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95977 is part of the Truckee-Grass Valley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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