Zip Code

95977

Smartsville, CATruckee-Grass Valley, CA

Median home value in zip code 95977 (Smartsville, CA) is $441K, down 5.1% year over year. Part of the Truckee-Grass Valley, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Truckee-Grass Valley, CA metro →

Home Value$440,634
YoY Change
-5.1%
AFFORDABILITY

Enter your income for 95977 (Smartsville).

$88,127 on $440,634
Out of reach — 42.2% of income

Need $113,100/yr to afford.

PITI$2,639
P/I42.2%
Afford$292K
Gap-$148K
P&I $2,228Tax $261Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95977 is part of the Truckee-Grass Valley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Truckee-Grass Valley, CA analysis
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