Median home value in zip code 95977 (Smartsville, CA) is $440,634, down 5.1% year over year. Part of the Truckee-Grass Valley, CA metropolitan area.

Home Value$440,634

YoY Change

-5.1%

Prices falling — better for buyers.

Affordability

Enter your income for 95977 (Smartsville).

Income (annual)

Down Payment

$88,127 on $440,634

Example: $75,000 household income. Change it above to see your own.

Out of reach42.2% of income

Need $113,100/yr to afford.

PITI$2,639

P/I42.2%

Afford$292K

Gap-$148K

P&I $2,228Tax $261Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95977 is part of the Truckee-Grass Valley, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Truckee-Grass Valley, CA analysis

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