Median home value in zip code 95978 (, CA) is $129K, up 4.9% year over year. Part of the Chico, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Chico, CA metro →
Home Value$129,133
YoY Change
+4.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95978 (null).
$25,827 on $129,133
Affordable — 14.1% of income
Under the 28% guideline.
PITI$879
P/I14.1%
Afford$257K
Room+$128K
P&I $653Tax $76Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95978 is part of the Chico, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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