Median home value in zip code 96016 (Hat Creek, CA) is $301,312, up 1.1% year over year. Part of the Redding, CA metropolitan area.

Home Value$301,312

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 96016 (Hat Creek).

Income (annual)

Down Payment

$60,262 on $301,312

Example: $75,000 household income. Change it above to see your own.

Stretch29.6% of income

Above 28% but manageable with cuts.

PITI$1,852

P/I29.6%

Afford$285K

Gap-$17K

P&I $1,524Tax $178Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

96016 is part of the Redding, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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