Median home value in zip code 96022 (Cottonwood, CA) is $361K, down 0.5% year over year. Part of the Red Bluff, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Red Bluff, CA metro →

Home Value$361,379

YoY Change

-0.5%

AFFORDABILITY

Enter your income for 96022 (Cottonwood).

Income (annual)

Down Payment

$72,276 on $361,379

Stretch — 35.1% of income

Above 28% but manageable with cuts.

PITI$2,191

P/I35.1%

Afford$289K

Gap-$73K

P&I $1,827Tax $214Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

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Metro Analysis

96022 is part of the Red Bluff, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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